Licensing & Disclosures

Clear information for investors and professionals using the NonQM123 Second-Look Deal Desk.

FFC Mortgage Corp. dba NonQM123 NMLS #3252 Equal Housing Lender NMLS Consumer Access

Company and brand identification

DSCRSecondLook.com is a NonQM123 Deal Desk operated by FFC Mortgage Corp. dba NonQM123, NMLS #3252. Corporate address: 1 Jenner, Suite 260B, Irvine, CA 92618. Telephone: (833) 263-5005.

Business-purpose financing only

Financing described on this website is intended for non-owner-occupied investment, business, or commercial-purpose real estate and is not intended for personal, family, or household use. Owner-occupied primary residences are not eligible for the DSCR programs presented here.

State availability

The current state guide identifies four banked or licensed channel states, thirty-seven additional business-purpose eligible jurisdictions, two LLC-only jurisdictions, and eight states that are currently unavailable. Company licensing and a particular program’s availability are separate questions. Borrower vesting, property type, purpose, loan structure, lender channel, and current guidelines all matter.

Florida and Louisiana

Florida is shown with eligible LLC vesting under the current business-purpose baseline. Louisiana is shown with individual and LLC review paths. Review the full

State Availability guide

before relying on coverage.

No commitment or guarantee

A scenario review, preliminary term discussion, calculation, or communication is not a loan approval, commitment to lend, rate lock, or guarantee of closing. All loans are subject to a complete application, underwriting, appraisal, title, insurance, documentation, program requirements, and final approval.

Rates, terms, and calculations

Rates, terms, leverage, reserves, prepayment provisions, fees, and program guidelines may change without notice. Calculations displayed on this website are based only on information entered by the user and are provided for initial scenario discussion. Actual lender methodology may differ.

Equal housing

FFC Mortgage Corp. is an Equal Housing Lender and provides access to credit without discrimination on a prohibited basis.